Md. Code, Estates and Trusts § 4–406

(a) Unless a contrary intent is expressly indicated in the will, a legacy of specific property shall pass subject to a security interest, lien, or renewal, extension, or refinancing of a security interest or lien on the property that existed at the time of execution of the will.

(b) If a security interest or lien is created or attaches initially after the execution of the will, the legatee is entitled to exoneration.