Md. Code, Housing and Community Development § 4–406

(a) The Department shall adopt regulations to carry out the Program.

(b) The regulations shall provide for:

(1) applications for money from the Fund;

(2) standards of eligibility, terms, and fees;

(3) charges that shall be imposed on Program loans; and

(4) the recapture of money of the Fund from a borrower that does not use the money in a timely manner.