11 M.R.S. §9-1605: Unknown debtor or secondary obligor

Except as provided in this section, a secured party does not owe a duty based on its status as secured party:

(1). To a person that is a debtor or obligor unless the secured party knows:

(a). That the person is a debtor or obligor;

(b). The identity of the person; and

(c). How to communicate with the person; or

(2). To a secured party or lienholder that has filed a financing statement against a person unless the secured party knows:

(a). That the person is a debtor; and

(b). The identity of the person.

A secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later, the person is a debtor or obligor and the secured party knows that the information in subsection (1), paragraph (a), (b) or (c) relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral or the system in which the collateral is recorded.