24-A M.R.S. §2176: Funeral and burial service contracts

An insurer may not contract or agree with any funeral practitioner, funeral establishment, mortuary establishment, cemetery, cemetery corporation or association, crematorium, mausoleum or columbarium or any representative of any of these practitioners or establishments to the effect that the practitioner or establishment must conduct the funeral, burial or cremation or other disposal of the remains of any individual insured by the insurer. This section does not prevent compliance with Title 39‑A, section 216 or the use of an insurance policy, including, subject to the provisions of section 2420, the assignment of rights under life insurance contracts, to provide security for the payment for a funeral, burial or cremation or, subject to chapter 27, the naming of a funeral establishment or funeral practitioner as beneficiary under a life insurance policy to provide payment for a funeral, burial or cremation. This section does not prohibit the use of an insurance policy as an investment by a mortuary trustee pursuant to Title 32, section 1401.