32 M.R.S. §6154: Required disclosures to customers

1. Disclosure of pertinent information. An operator shall clearly and conspicuously disclose on a sign posted on the cash-dispensing machine or in clear view of a customer viewing the cash-dispensing machine:

A. The name of the operator;

B. A disclaimer indicating that the operator is not a financial institution or a credit union;

C. The name, address and 24-hour toll-free telephone number where a customer may direct inquiries or complaints;

D. A statement that the Bureau of Consumer Credit Protection is responsible for the operator's compliance with state law and the address and telephone number of the bureau; and

E. That a fee may be assessed by the operator.

2. Fees imposed. Any operator may not charge a fee for use of a cash-dispensing machine unless the amount of the fee is clearly and conspicuously disclosed electronically during the course of the transaction in a manner that permits the customer to cancel the transaction without incurring the fee.

3. Receipt for transaction. A cash-dispensing machine must provide a receipt for the transaction that must include the following information in a clear and conspicuous manner:

A. The amount of the transaction;

B. The amount of any fee imposed by the operator;

C. The total amount debited to the customer's account, including any fee imposed by the operator;

D. The date and time of the transaction;

E. A number or code that identifies the customer and the account accessed; and

F. The location of the cash-dispensing machine.