Mich. Comp. Laws § 500.2111a: Completion of traffic accident prevention course; premium discount to insureds 50 years of age and older; provisions.

Sec. 2111a.

(1) Notwithstanding section 2111, an automobile insurer may offer a premium discount to insureds 50 years of age and older who successfully complete a traffic accident prevention course that an automobile insurer determines meets all of the criteria listed in subsection (3).

(2) An automobile insurer may provide the discount under subsection (1) for 3 years after successful completion of an initial or refresher traffic accident prevention course.

(3) A traffic accident prevention course shall provide for all of the following:

(a) For an initial traffic accident prevention course, includes not less than 8 hours of classroom instruction taught by an instructor certified by the entity offering the course. For a refresher traffic accident prevention course, includes not less than 4 hours of classroom instruction taught by an instructor certified by the entity offering the course.

(b) Includes, but is not limited to, instruction in all of the following areas:

( i ) The effects of aging on driving behavior.

( ii ) The shapes, colors, and types of road signs.

( iii ) The effects of alcohol and other drugs, including medications, on older drivers.

( iv ) Laws relating to the proper use of a motor vehicle and safe driving behavior.

( v ) Traffic crash avoidance and prevention measures.

( vi ) The benefits and proper use of motor vehicle occupant protection systems.

( vii ) Major driving hazards and risk factors associated with traffic crash prevention.

( viii ) Interaction with other highway users such as emergency vehicles, trucks, motorcyclists, bicyclists, and pedestrians.

(c) Provides, upon successful completion of the course, a certificate of completion that may be used in applying for an automobile insurance premium discount under subsection (1).