Mo. Rev. Stat. § 376.1017: Plan to establish loss reserves — plan to establish surplus account, amount.

1. A plan shall establish loss reserves for all incurred losses, both reported and unreported, and for unearned premiums.

2. A plan also shall establish a surplus account equal to the greater of the following:

(1) Six hundred thousand dollars; or

(2) An amount equal to two times the authorized control level risk-based capital, as that term is defined in section 375.1250.