Mo. Rev. Stat. § 376.1088: Notice to policyholder of administrator, contents, required — disclosure of receipts to insurer.

1. When the services of an administrator are used, the administrator shall provide a written notice to, and approved by, the insurer to covered individuals advising them of the identity of, and relationship among, the administrator, the policyholder and any insurer.

2. When an administrator collects funds, the reason for collection of each item shall be identified to the insured party and each item shall be shown separately from any premium. Additional charges may not be made for services to the extent the services have been paid for by the insurer.

3. The administrator shall disclose to the insurer all charges, fees and commissions received from all services in connection with the provision of administrative services for the insurer, including any fees or commissions paid by insurers providing reinsurance, stop loss coverage, or other form of insured benefit.