N.D. Cent. Code § 26.1-29-26: Representations on information and belief

When a person insured has no personal knowledge of a fact, the person may repeat information which that person has upon the subject and which that person believes to be true with the explanation that that person does so on the information of others, or that person may submit the information in its whole extent to the insurer. In neither case is the person responsible for the truth of the representation unless it proceeds from an insurance producer of the insured who has a duty to give the information.