N.J. Stat. § 17:36-5.38: Earthquake damage endorsement, availability through homeowners' insurance policy.

1. Every insurer that is authorized to transact the business of homeowners' insurance in this State and that offers coverage for earthquake damage by endorsement to those homeowners' insurance policies shall inform insureds at the time of renewal of a homeowners' insurance policy, and applicants at the time of application for a homeowners' insurance policy, of the availability of an endorsement to the policy covering earthquake damage.

L.2002,c.99,s.1.