N.J. Stat. § 46:10B-4: Invalidity of mortgage provisions

No provision in a mortgage or instrument of indebtedness which denies the rights conferred by sections 2 and 3 of this act, or which provides for prepayment fees in excess of those permitted by this act, or in which the rights conferred by sections 2 and 3 of this act are modified to the detriment of the mortgagor, or are waived or surrendered, shall be enforceable.

L.1968, c. 54, s. 4, eff. June 6, 1968.