NRS 147.150: Claims must be filed and rejected; exception for lien or mortgage.

No holder of a claim against an estate may maintain an action thereon unless the claim is first filed with the clerk and the claim is rejected in whole or in part, except in the following case: An action may be brought by the holder of a lien or mortgage to enforce the lien or mortgage against the property of the estate subject thereto if all recourse against any other property of the estate is expressly waived in the complaint.