NRS 692A.041: “Premium” defined.

1. “Premium” means charges for:

(a) Assuming a risk;

(b) Abstracting, searching and examining title to determine insurability; and

(c) Any other activity associated with the assumption of risk.

2. “Premium” does not include charges for:

(a) Escrow;

(b) Settlement or closing; or

(c) Other special services not associated with the assumption of risk,

Ê whether or not they are called premiums.