N.Y. Banking Law § 105-a: Electronic facilities

§ 105-a. Electronic facilities. A bank or trust company may conduct a

banking business, at automated teller machines, point-of-sale terminals,

and similar facilities subject to regulations which may be promulgated

by the superintendent of financial services. Such facilities shall not

be deemed to be branches and shall not be subject to any of the

provisions of this chapter applicable to branches; provided however that

notwithstanding the foregoing, for purposes of clause (ii) of

subdivision one of section one hundred five of this chapter, such

facilities shall be deemed to be branches, and such facilities shall be

subject to the terms and conditions of section one hundred five, and for

purposes of section twenty-eight-b of this chapter, such facilities

shall be deemed to be branches.