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New York · Through 2026-09-11

N.Y. Banking Law § 193: Limitation upon business which may be transacted at public accommodation office

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Where this section sits in the code
  1. Banking Law
  2. Article 4-A. Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations

§ 193. Limitation upon business which may be transacted at public

accommodation office. No business other than that actually and

necessarily involved in connection with the performance of one or more

of the functions enumerated in this section shall be transacted at any

public accommodation office:

(a) the receipt of deposits of money, currency, checks and other

similar items;

(b) the payment of withdrawals;

(c) the cashing of checks, drafts and other similar items;

(d) the receipt of moneys due to the banking institution;

(e) the issuance of cashier's checks, treasurer's checks, money orders

and other similar items; and

(f) the disbursement of funds pursuant to an existing loan agreement

or extension of credit which provides for advances to or for the account

of the borrower, by means of honoring one or more checks or other

written orders or by use of a credit card or other similar arrangement.

Nothing contained in this section shall be construed to authorize the

performance of any function or the rendition of any service in any

public accommodation office which such banking institution is not

otherwise authorized to engage in by other provisions of this chapter or

other law.

Collected 2026-09-14T19:32:44Z. Source file · JSON

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