N.Y. Banking Law § 405: Annual report to shareholders; delivery and publication

§ 405. Annual report to shareholders; delivery and publication. Every

savings and loan association shall (1) prepare a complete statement of

its financial condition, including a summary of income and expense since

its last previous statement, and publish the same annually, such

publication to be made in the form and manner determined by the

superintendent and in accordance with the requirements of this section,

(2) mail a copy of such financial statement to each shareholder or

depositor on application therefor, and (3) make copies of such financial

statement available to depositors, shareholders and other persons in a

convenient and conspicuous location on the premises of each of its

authorized places of business.