N.Y. Banking Law § 498: Complaints

§ 498. Complaints. 1. Any buyer having reason to believe that this

article, or any other law regulating retail instalment sales, contracts,

obligations or credit agreements, has been violated by any person may

file with the superintendent a written complaint setting forth the

details of such alleged violation. Upon receipt of such complaint, the

superintendent, or any person duly designated by him, may inspect the

pertinent books, records, letters and contracts of any licensee, and of

any retail seller or other person involved, relating to such specific

written complaint.

2. The superintendent or any person duly designated by him, shall have

the power to hold hearings upon such complaints and to determine the

time and place in this state, reasonably convenient to the parties

involved, where they shall be held.

3. The superintendent shall make findings on any complaint on which a

hearing has been held. The investigation, notice and hearing shall be in

accordance with the provisions of this article and one copy of the

findings shall be given to each such person involved in the complaint.

4. No licensee or other person shall be subject to examination or

investigation by the superintendent except as provided in this article.

The superintendent shall have only such powers as are expressly

delegated to him by this article.