N.Y. Banking Law § 579: Doing business without license prohibited

§ 579. Doing business without license prohibited. Only a charitable

corporation as defined in paragraph (a) of section one hundred two

(Definitions) of the not-for-profit corporation law of this state, or an

entity incorporated in another state and having a similar not-for-profit

status, shall engage in the business of budget planning as defined in

subdivision one of section four hundred fifty-five of the general

business law of this state except as authorized by this article and

without first obtaining a license from the superintendent.