N.Y. Banking Law § 9-p: Acceptance of certain checks for deposit

§ 9-p. Acceptance of certain checks for deposit. No banking

institution as that term is defined in section nine-f of this chapter

shall, as a policy or general practice, refuse to accept as a deposit

made with a teller by an account holder a check for the sole reason that

it contains two endorsements. Nothing contained herein shall prevent a

banking institution from requiring the approval of an officer or manager

as a condition of accepting a check with two endorsements for deposit or

from refusing to accept a deposit of a check with two endorsements that

is not made with a teller.