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New York · Through 2026-09-11

N.Y. Banking Law § 9-u: ATM transactions by persons using foreign bank accounts

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Where this section sits in the code
  1. Banking Law
  2. Article 1. Short Title; Definitions; Miscellaneous Provisions

§ 9-u. ATM transactions by persons using foreign bank accounts. 1.

Subject to the requirements of section three hundred ninety-nine-y of

the general business law, as added by chapter four hundred ninety-five

of the laws of nineteen hundred ninety-nine, an agreement to operate or

share an automated teller machine shall not have the effect of

prohibiting, limiting or restricting the right of the operator or owner

of the automated teller machine to charge a customer who is conducting a

transaction using an account from a financial institution that is

located outside the United States an access fee or surcharge not

otherwise prohibited under state or federal law.

2. Nothing in this section shall be construed to prohibit or otherwise

limit the ability of an operator or owner of an automated teller machine

to voluntarily enter into an agreement regarding participation in a

surcharge free network.

Collected 2026-09-14T19:32:44Z. Source file · JSON

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