N.Y. Debtor & Creditor Law § 279: Governing law

§ 279. Governing law. (a) In this section, the following rules

determine a debtor's location:

(1) A debtor who is an individual is located at the individual's

principal residence.

(2) A debtor that is an organization and has only one place of

business is located at its place of business.

(3) A debtor that is an organization and has more than one place of

business is located at its chief executive office.

(b) A claim for relief in the nature of a claim for relief under this

article is governed by the local law of the jurisdiction in which the

debtor is located when the transfer is made or the obligation is

incurred.