N.Y. Debtor & Creditor Law § 84: Effect of discharge as to foreign contracts or creditors

§ 84. Effect of discharge as to foreign contracts or creditors. In

either of the following cases, such a discharge does not affect a debt

or liability, founded upon a contract, unless it was owing, when the

petition was presented, to a resident of the state; or the creditor has

executed a consent to the discharge; or has appeared in the proceedings;

or has received a dividend from the trustee:

1. Where the contract was made with a person, not a resident of the

state.

2. Where it was made and to be performed without the state.

3. Where the creditor was not, at the time of the discharge, a

resident of the state.