N.Y. General Business Law § 380-h: Restrictions on investigative consumer reports

§ 380-h. Restrictions on investigative consumer reports. (a) Whenever

a consumer reporting agency prepares an investigative consumer report,

no adverse information in such report, other than information which is a

matter of public record, may be included in a subsequent consumer report

unless such adverse information has been verified in the process of

making such subsequent consumer report, unless the adverse information

was received within the three month period preceding the date upon which

the subsequent report is furnished.

(b) Each investigative consumer report shall be in writing, and a copy

thereof shall be retained by the consumer reporting agency for at least

one year after it is issued.