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New York · Through 2026-09-11

N.Y. General Business Law § 380-o: Obtaining or introducing information under false pretenses; penalty

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Where this section sits in the code
  1. General Business Law
  2. Article 25. Fair Credit Reporting Act

§ 380-o. Obtaining or introducing information under false pretenses;

penalty. 1. Any person who knowingly and willfully obtains information

concerning a consumer from a consumer reporting agency under false

pretenses shall, upon conviction, be fined not more than five thousand

dollars or imprisoned not more than one year, or both.

2. Any person who knowingly and willfully introduces, attempts to

introduce or causes to be introduced, false information into a consumer

reporting agency's files for the purpose of wrongfully damaging or

wrongfully enhancing the credit information of any individual shall,

upon conviction, be fined not more than five thousand dollars or

imprisoned not more than one year, or both.

3. This section shall not apply to statements filed pursuant to

paragraph two of subdivision (c) of section three hundred eighty-f of

this chapter.

Collected 2026-09-14T19:32:44Z. Source file · JSON

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