N.Y. General Business Law § 399-e*2: Actions

* § 399-e. Actions. No person, firm, corporation, partnership or other

association may deny credit, reduce the credit limit, or raise the cost

of credit of a consumer, solely because such consumer is a victim of

identity theft, if the person denying, reducing, or raising the cost of,

the credit has prior knowledge that the consumer was a victim of

identity theft. Actions taken by a creditor to assist a consumer

regarding his or her credit report, credit score or credit history or to

limit credit or financial losses to the consumer, including the

cancellation, monitoring or restructuring of consumer credit accounts,

shall not be considered violations of this section. For purposes of this

section, a person is the victim of identity theft if he or she possesses

a valid police report alleging that he or she is the victim of an

identity theft crime, including, but not limited to, a violation of

section 190.78, 190.79, 190.80, 190.82 or 190.83 of the penal law.

* NB There are 2 § 399-e's