N.Y. General Business Law § 399-y-1: Automated teller machines transaction denial; fees prohibited

§ 399-y-1. Automated teller machines transaction denial; fees

prohibited. 1. For the purposes of this section, the following terms

shall have the following meanings:

a. "automated teller machine operator" shall mean any person who

operates an automated teller machine at which consumers may make

financial transactions, including, but not limited to, deposits,

withdrawals, balance inquiries, and loan payments; and

b. "automated teller machine" shall mean a device which is linked to

the accounts and records of a banking institution and which enables

consumers to make financial transactions, including, but not limited to,

deposits, withdrawals, balance inquiries, and loan payments.

2. No automated teller machine operator or banking institution shall

impose a fee on a consumer using such machine for any transaction which

is for any reason denied or terminated in a manner that prevents such

consumer from completing such transaction.

3. Any automated teller machine operator or banking institution who

fails to comply with the requirements of this section shall be assessed

a civil penalty not to exceed two hundred fifty dollars per transaction.