N.Y. General Business Law § 512: Limitation of liability for unauthorized use of a credit card or a debit card

§ 512. Limitation of liability for unauthorized use of a credit card

or a debit card. A provision which imposes liability upon a holder for a

cash advance or loan or for the purchase or lease of property or

services obtained by the unauthorized use of a credit card or a debit

card shall not be enforceable to the extent that it imposes a greater

liability upon the holder than is imposed upon the holder of a credit

card under the provisions of the act of congress entitled "Truth in

Lending Act" and the regulations thereunder, as such act and regulations

may from time to time be amended.