N.Y. General Business Law § 521: Definitions

§ 521. Definitions. As used in this article:

1. "Consumer" means a natural person.

2. "Subscriber" means a consumer who is solicited to purchase or who

purchases the services of a credit card registration service.

3. "Person" means any individual, firm, partnership, corporation,

association or other legal entity.

4. "Credit card registration service" means any person who provides to

subscribers for a fee services including, but not limited to, any of the

following: maintenance of a registry of credit cards or access devices

owned by a subscriber; notification on behalf of a subscriber to card

issuers or financial institutions that any of a subscriber's credit

cards or access devices have been lost or stolen; assistance to a

subscriber in obtaining new cards or access devices when the

subscriber's cards or access devices have been lost or stolen; and

notification on behalf of a subscriber to card issuers or financial

institutions that a subscriber's address has changed. If a person

contracts with another for the other to provide credit card registration

services, the actual provider of the service and not the offeror of the

service shall be deemed to be the credit card registration service and

subject to the provisions of this article.

5. "Credit card" means and includes any credit card, credit plate,

charge plate, courtesy card, or other identification card or device

which may be used to obtain a cash advance or a loan or credit or to

purchase or lease property or services on the credit of the issuer or of

the holder.

6. "Access device" means a card, code, or other means of access to a

consumer's account, or any combination thereof, that may be used by the

consumer for the purpose of initiating electronic fund transfers.

7. "Contract for services" means a contract between a subscriber and a

credit card registration service under which the credit card

registration service agrees to provide to a subscriber for a fee any of

its services.