N.Y. General Business Law § 771-a: Responsibilities of home improvement contractors

§ 771-a. Responsibilities of home improvement contractors. No home

improvement contractor shall engage in any activity, transaction, or

course of business or pay or receive any fee, payment, money, or other

thing of value in connection with the financing of a home improvement

contract without fully disclosing such activity, transaction, or course

of business and any fees, payment, or other thing of value paid or to be

paid in connection therewith, and without having obtained the agreement

in writing from all parties to the transaction to such activity and the

payment therefor.