N.Y. General Business Law § 900: Definitions

§ 900. Definitions. As used in this article, the following terms shall

have the following meanings:

1. "Peer-to-peer car sharing" shall mean the authorized use of a

shared vehicle by an individual other than the vehicle's owner through a

peer-to-peer car sharing program.

2. "Peer-to-peer car sharing program" or "program" means a program

that facilitates the use or operation of a shared vehicle by a shared

vehicle driver.

3. "Peer-to-peer car sharing program administrator" or "administrator"

shall mean the corporation, partnership, firm, institution, sole

proprietorship or other entity or person that is responsible for

operating, facilitating or administering the means, digital or

otherwise, by which a business platform facilitates a peer-to-peer car

sharing program for financial consideration, but shall not include a

person or entity engaged in the business of renting or leasing rental

vehicles to be operated upon the public highways for carrying passengers

or non-profit or charitable organizations that facilitate peer-to-peer

car sharing in exchange for payment of a fee or for financial

consideration.

4. "Peer-to-peer car sharing program agreement" or "agreement" shall

mean the terms and conditions that govern the use of a shared vehicle

through a peer-to-peer car sharing program.

5. "Shared vehicle" means a motor vehicle that is available for

sharing through a peer-to-peer car sharing program that is both:

(a) used nonexclusively for peer-to-peer car sharing activity pursuant

to a peer-to-peer car sharing program agreement; and

(b) not otherwise made available by the shared vehicle owner for use

as a rental vehicle as defined in section one hundred thirty-seven-a of

the vehicle and traffic law.

6. "Shared vehicle driver" shall mean a driver, as such term is

defined by section one hundred thirteen of the vehicle and traffic law,

of a shared vehicle during the sharing period who has been authorized to

use such shared vehicle pursuant to a peer-to-peer car sharing program

agreement.

7. "Shared vehicle owner" shall mean an owner, as defined in section

one hundred twenty-eight of the vehicle and traffic law, of a registered

shared vehicle made available for use by shared vehicle drivers through

a peer-to-peer car sharing program.

8. "Peer-to-peer car sharing delivery period" shall mean the period of

time during which a shared vehicle is being delivered to the location of

the peer-to-peer car sharing start time, if applicable, as documented by

the governing peer-to-peer car sharing program agreement.

9. "Peer-to-peer car sharing start time" shall mean the time when the

shared vehicle becomes subject to possession or the control of the

shared vehicle driver at, or after, the time the peer-to-peer car

sharing period is scheduled to begin as documented in the records of a

peer-to-peer car sharing program administrator.

10. "Peer-to-peer car sharing period" or "car sharing period" shall

mean the period of time that shall commence with the peer-to-peer car

sharing delivery period or, if there is no peer-to-peer car sharing

delivery period, the period of time that shall commence with the

peer-to-peer car sharing start time and, in either case, shall end at

the peer-to-peer car sharing termination time.

11. "Peer-to-peer car sharing termination time" shall mean the

earliest of the following events:

(a) the expiration of the agreed upon period of time established for

the use of a shared vehicle according to the terms of the car sharing

program agreement if the shared vehicle is delivered to the location

agreed upon in the peer-to-peer car sharing program agreement;

(b) returned to a location as alternatively agreed upon by the shared

vehicle owner and shared vehicle driver as communicated through a

peer-to-peer car sharing program; or

(c) when the shared vehicle owner or the shared vehicle owner's

authorized designee takes possession or control of the shared vehicle.

12. "Group policy" means an insurance policy issued pursuant to

section three thousand four hundred fifty-eight of the insurance law.

13. "Motor vehicle" shall:

(a) have the meaning set forth in section one hundred twenty-five of

the vehicle and traffic law; and

(b) have a gross weight rating of ten thousand pounds or less.

14. "Optional vehicle protection" shall:

(a) mean a peer-to-peer car sharing program administrator's agreement

to contractually assume liability or risk of loss due to physical damage

for all or part of any damage or loss to the shared vehicle, any loss of

use of the shared vehicle, or any storage, impound, towing or

administrative charges for which a shared vehicle driver, or shared

vehicle owner may be liable; and

(b) encompass within its meaning other similar terms that may be used

in the vehicle renting or sharing industry such as, but not limited to,

"collision damage waiver", "CDW", "damage waiver", "loss damage waiver",

"LDW", and "physical damage waiver".