N.Y. General Business Law § 905: Disclosures

§ 905. Disclosures. 1. Each peer-to-peer car sharing program agreement

made in this state shall disclose and separately state or itemize to the

shared vehicle owner and the shared vehicle driver:

(a) the daily rate, fees, and, if applicable, any insurance or

protection package costs that shall be charged to the shared vehicle

owner or the shared vehicle driver;

(b) an emergency telephone number to contact personnel capable of

providing roadside assistance and handling other customer service

inquiries;

(c) the coverage, limits, and exclusions that the group policy

provides;

(d) a description of the additional insurance coverages that the

peer-to-peer car sharing program administrator provides or offers

pursuant to section two thousand one hundred thirty-one of the insurance

law;

(e) a statement that for each peer-to-peer car sharing period, a

peer-to-peer car sharing program administrator must either provide

additional liability insurance or offer the shared vehicle owner and

shared vehicle driver with the opportunity to purchase additional

liability insurance pursuant to subparagraph (A) of paragraph one of

subsection (d) of section two thousand one hundred thirty-one of the

insurance law; and

(f) a statement describing any additional insurance that a

peer-to-peer car sharing administrator may provide a shared vehicle

owner or a shared vehicle driver with the opportunity to purchase

pursuant to section two thousand one hundred thirty-one of the insurance

law.

2. No peer-to-peer car sharing program administrator shall accept a

reservation unless the shared vehicle driver has received a final quoted

rate that includes all charges which the shared vehicle driver shall pay

to obtain access to the vehicle, provided, however, that a peer-to-peer

car sharing program administrator may separately state itemized optional

items and/or services or any mileage below the final quoted rate in the

same font and on the same page or webpage on which the rate quote is

provided.