N.Y. Insurance Law § 2332: Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators

§ 2332. Non-commercial private passenger automobile insurance rates;

experienced and inexperienced principal operators. With respect to

non-commercial private passenger automobiles, no filing of a rate,

rating plan, rating rule or rate manual applicable to motor vehicle

collision insurance, the insurance provided for in section five thousand

one hundred three of this chapter, bodily injury liability insurance or

property damage liability insurance shall be approved by the

superintendent unless, in accordance with a regulation issued after a

public hearing, the filing reflects an appropriate rate differential

between an experienced and inexperienced principal operator.