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New York · Through 2026-09-11

N.Y. Insurance Law § 2335-a: Prohibition of rate increases for persons involved in emergency use of vehicles

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Where this section sits in the code
  1. Insurance Law
  2. Article 23. Property/casualty Insurance Rates

§ 2335-a. Prohibition of rate increases for persons involved in

emergency use of vehicles. No insurer authorized to transact or

transacting business in this state, or controlling or controlled by or

under common control by or with an insurer authorized to transact or

transacting business in this state, which sells a policy providing motor

vehicle liability insurance coverage in this state shall increase the

policy premium in connection with the insurance permitted or required by

this chapter solely because the insured or any other person who

customarily operates an automobile covered by the policy has had an

accident while operating a motor vehicle in response to an emergency,

where the insured was either responding to a call to duty as a paid or

volunteer member of any police or fire department or first aid squad; or

was performing any other function on behalf of the state, any political

subdivision thereof, a public authority, public benefit corporation, or

any other governmental agency or instrumentality in a public emergency.

Collected 2026-09-14T19:32:45Z. Source file · JSON

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