N.Y. Insurance Law § 2608: Discrimination because of treatment for a mental disability

§ 2608. Discrimination because of treatment for a mental disability.

(a) No individual or entity shall refuse to issue or renew, or shall

cancel any policy of insurance because of any past treatment for a

mental disability of the insured.

(b) The prohibition of subsection (a) hereof shall not preclude an

insurer from refusing to issue or renew or from cancelling a policy

based on sound underwriting and actuarial principles reasonably related

to actual or anticipated loss experience. The insurer shall notify the

insured or his physician of its specific reason or reasons for refusal

to issue or renew or for cancelling such policy.

(c) In this section, mental disability has the meaning defined in

subdivision three of section 1.03 of the mental hygiene law.