N.Y. Insurance Law § 2808: Indemnification

§ 2808. Indemnification. An insurer shall indemnify, defend and hold

agents harmless from and against all liability, fees and costs arising

out of or relating to the actions, errors or omissions of the agent

resulting from obtaining or using credit information and/or insurance

scores for an insurer, provided the agent follows the instructions of or

procedures established by the insurer, works within the authority

granted by the insurer to the agent and complies with any applicable law

or regulation. Nothing in this section shall be construed to provide a

consumer or other insured with a cause of action that does not exist in

the absence of this section.