N.Y. Insurance Law § 3101: Simplified comprehensive policies of insurance

§ 3101. Simplified comprehensive policies of insurance. Simplified

policies of insurance providing broad coverage of all or various

combinations of risks may be approved by the superintendent and issued

by insurers notwithstanding any provision of this chapter, and

notwithstanding those provisions of any other law which specify the

content of insurance policies, provided that such policies shall be

subject to regulations promulgated by the superintendent specifying the

standards which must be met by insurers for issuing such policies and

assuring to policyholders and claimants protections not less favorable

than they would be entitled to under a substantially similar policy

which is not subject to this section.