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New York · Through 2026-09-11

N.Y. Insurance Law § 3107: Sale of insurance policies by vending machine

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Where this section sits in the code
  1. Insurance Law
  2. Article 31. Insurance Contracts - General

§ 3107. Sale of insurance policies by vending machine. (a) Any

provision in a policy of accident insurance, requiring the signature of

the insured, where such insurance is sold by a vending machine, shall be

inoperative and of no effect, unless a notice shall have been placed

upon such vending machine, containing letters each at least one-half

inch high, advising that the signature of the insured must be placed

upon such policy or contract, at time of purchase, to make such policy

or contract valid.

(b) No insurance shall be offered for sale, issued or sold by or from

any vending machine or appliance or any other medium, device or object

designed or used for vending purposes, herein called a device, except as

provided in this section.

(c) A licensed agent may solicit applications for and issue policies

of accident insurance or baggage insurance on personal effects by means

of mechanical vending machines or other coin operated devices supervised

by him and placed at airports, railroad stations or bus stations or

other places to meet the convenience of the public, subject to the

provisions of this section.

(d) Each policy to be sold by or from a device shall be reasonably

suited for sale and issuance through such a device, and the location of

such device shall be one that is of material convenience to the public.

(e) No policy of insurance, issued through any such device shall be

for a period of time longer than ten days, or for the duration of a

one-way or round trip, as applicable.

Collected 2026-09-14T19:32:45Z. Source file · JSON

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