N.Y. Insurance Law § 3237: Health insurance coverage for full-time students on medical leaves of absence

§ 3237. Health insurance coverage for full-time students on medical

leaves of absence. (a) Every individual health insurance policy and

every group or blanket accident and health insurance policy that

provides coverage for dependent children who are full-time students to a

higher age than other dependent children shall continue the coverage of

a covered dependent student who takes a leave of absence from school due

to illness for a period of twelve months from the last day of attendance

in school, provided, however, that nothing in this section shall require

coverage of a dependent student beyond the age at which coverage would

otherwise terminate.

(b) In order to qualify under this section, the medical necessity of a

leave of absence from school must be certified to by the student's

attending physician who is licensed to practice in the state of New

York. Written documentation of the illness must be submitted to the

insurer.

(c) The rate charged for such extended coverage shall be the same as

that charged while the dependent is enrolled as a full-time student.