N.Y. Insurance Law § 3430: Right of insured, agent or broker aggrieved on basis of geographical location of property or risks

§ 3430. Right of insured, agent or broker aggrieved on basis of

geographical location of property or risks. (a) An insured aggrieved by

an inability to obtain:

(1) homeowner's insurance, including fire insurance or fire and

extended coverage insurance, other than from the New York property

insurance underwriting association, or

(2) automobile insurance subject to section three thousand four

hundred twenty-five of this article, other than through the New York

automobile insurance plan,

from any insurer or through any insurance agent or broker because of the

geographical location of the risk or property within the state or a

licensed agent or broker whose contract or account was terminated or not

renewed because of the geographical location of the agent or broker or

the geographical location of the risks within the state for which

coverage is afforded through the agent or broker and the grievance was

not the result of the application of sound underwriting and actuarial

principles reasonably related to actual or anticipated loss experience

may file a complaint to that effect with the superintendent on a form

prescribed by him.

(b) The superintendent shall investigate the complaint pursuant to

rules and regulations promulgated by him. In addition to any other power

or procedure authorized by this chapter, the superintendent may require

the physical inspection of the risk or property or hold a hearing, or

both, for the purpose of assisting him in his determination of the

issues raised by the complaint.