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New York · Through 2026-09-11

N.Y. Insurance Law § 3444: Flood insurance notice

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Where this section sits in the code
  1. Insurance Law
  2. Article 34. Insurance Contracts-property/casualty

§ 3444. Flood insurance notice. 1. Insurers shall provide to their

homeowners and dwelling fire personal lines insureds an annual notice

prescribed or approved by the superintendent, explaining clearly and in

plain language that: (a) such policies do not provide coverage for loss

caused by mudslide or flood; and (b) insurance is available under

separate policies issued in accordance with the National Flood Insurance

Program, 42 U.S.C. § 4001 et seq., including information regarding flood

insurance eligibility and access.

2. The policyholder notice required by this section shall accompany

all new homeowners and dwelling fire personal lines policies and all

renewal homeowners and dwelling fire policies.

Collected 2026-09-14T19:32:45Z. Source file · JSON

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