N.Y. Insurance Law § 4101: Definitions

§ 4101. Definitions. In this article: (a) "Basic kinds of insurance"

means the kinds of insurance described in the following paragraphs of

subsection (a) of section one thousand one hundred thirteen of this

chapter numbered therein as set forth in parentheses below:

fire (4);

burglary and theft (7);

glass (8);

boiler and machinery (9);

elevator (10);

animal (11);

personal injury liability (13);

property damage liability (14) - basic as to stock companies only;

workers' compensation and employers' liability (15);

fidelity and surety (16);

credit (17);

marine and inland marine (20);

marine protection and indemnity (21) - basic as to mutual companies

only;

business interruption insurance (34).

(b) "Non-basic kinds of insurance" means the kinds of insurance

described in the following paragraphs of subsection (a) of section one

thousand one hundred thirteen of this chapter numbered therein as set

forth in parentheses below:

accident and health (item (i) of (3));

non-cancellable disability (item (ii) of (3));

miscellaneous property (5);

water damage (6);

collision (12);

property damage liability (14) - non-basic as to mutual companies

only;

motor vehicle and aircraft physical damage (19);

inland marine as specified in marine and inland marine (20);

marine protection and indemnity (21) - non-basic as to stock companies

only;

residual value (22);

credit unemployment (24);

gap (26);

prize indemnification (27);

service contract reimbursement (28);

legal services insurance (29);

involuntary unemployment insurance (30);

salary protection insurance (31);

donor medical expense insurance (32);

excess business disability insurance (33);

parametric insurance (34).