N.Y. Insurance Law § 4306-a: Health insurance coverage for full-time students on medical leaves of absence

§ 4306-a. Health insurance coverage for full-time students on medical

leaves of absence. (a) Every contract issued by a medical expense

indemnity corporation, hospital service corporation or health service

corporation that provides coverage for dependent children who are

full-time students to a higher age than other dependent children shall

continue the coverage of a dependent student who takes a leave of

absence from school due to illness for a period of twelve months from

the last day of attendance at school, provided, however, that nothing in

this section shall require coverage of a dependent student beyond the

age at which coverage would otherwise terminate.

(b) In order to qualify under this section, the medical necessity of a

leave of absence from school must be certified to by the student's

attending physician who is licensed to practice in the state of New

York. Written documentation of the illness must be submitted to the

medical expense indemnity corporation, hospital service corporation or

health service corporation.

(c) The rate charged for such extended coverage shall be the same as

that charged while the dependent is enrolled as a full-time student.