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New York · Through 2026-09-11

N.Y. Insurance Law § 4316: Individual contracts; premium refund at death of insured

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Where this section sits in the code
  1. Insurance Law
  2. Article 43. Non-profit Medical and Dental Indemnity, or Health and Hospital Service Corporations

§ 4316. Individual contracts; premium refund at death of insured.

Under individual contracts for which premiums are paid directly to the

corporation by the individual, if the death of the insured or a covered

dependent occurs during a period for which the premium has been paid,

the corporation shall refund the premium or the portion of the premium

actually paid by the insured for that person for any period beyond the

end of the policy month in which such death occurred.

Collected 2026-09-14T19:32:45Z. Source file · JSON

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