N.Y. Insurance Law § 501: Definitions

§ 501. Definitions. For purposes of this article:

(a) "Certificate" or "certificate of insurance" means any document or

instrument, or addendum thereto no matter how titled or described,

prepared or issued by an insurer or insurance producer as evidence of

property/casualty insurance coverage. "Certificate" or "certificate of

insurance" shall not include a policy of insurance or an insurance

binder.

(b) "Certificate holder" means any person, other than a policyholder,

that is identified on the certificate as a certificate holder.

(c) "Insurance producer" has the meaning ascribed to it by subsection

(k) of section two thousand one hundred one of this chapter.

(d) "Insurer" means any person "doing an insurance business" within

the meaning of this chapter.

(e) "Person" means any individual, partnership, corporation,

association, or other entity, but shall not include any governmental

entity, or any agency, board, bureau, commission, department, division,

institution, office, or public authority of a state, federal or foreign

government.

(f) "Governmental entity" means any public entity as defined in

paragraph fifty-one of subsection (a) of section one hundred seven of

this chapter, any state authority as defined in subdivision one of

section two of the public authorities law, any local authority as

defined in subdivision two of section two of the public authorities law,

and any interstate or international authority as defined in subdivision

three of section two of the public authorities law and any individual

acting in his or her capacity as an employee, officer, or elected

official of any such governmental entity.

(g) "Policyholder" means a person who has contracted with an insurer

for property/casualty insurance coverage.

(h) "Property/casualty insurance" means a kind of insurance that is

either a basic kind of insurance or a non-basic kind of insurance, as

such terms are defined in section four thousand one hundred one of this

chapter, but shall not include a kind of insurance specified under

paragraph three or thirty-one of subsection (a) of section one thousand

one hundred thirteen of this chapter.