N.Y. Insurance Law § 5501: Definitions

§ 5501. Definitions. In this article:

(a) "Association" means the medical malpractice insurance association.

(b) "Medical malpractice insurance" means insurance against legal

liability of the insured, and against loss, damage, or expense incident

to a claim of such liability arising out of the death or injury of any

person due to medical, dental, podiatric, certified nurse-midwifery or

hospital malpractice by any licensed physician, dentist, podiatrist,

certified nurse-midwife, certified registered nurse anesthetist or

hospital.

(c) "Hospital" means:

(1) Any facility defined as a hospital under section twenty-eight

hundred one of the public health law and issued an operating certificate

as a hospital or nursing home, and those distinct parts of a facility

which are subject to the powers of visitation, examination, inspection

and investigation of the department of mental hygiene which provide

hospital or nursing home service.

(2) Any ambulance service which is registered or certified under

article thirty of the public health law and which is designed and

equipped to provide definitive acute medical care pursuant to rules and

regulations of the commissioner of health in accordance with such

article concerning the requirements for an advanced life support system.

Such a service must include, but not be limited to, the provision of

advanced life support services.

(3) Any community mental health center operated by a county, city,

town or village, holding an operating certificate issued by an office of

the department of mental hygiene.

(4) Any certified public or voluntary non-profit home care service

agency which possesses a valid certificate of approval issued under

article twenty-eight or thirty-six of the public health law.

(d) "Net direct premiums" means gross direct premiums written on

personal injury liability insurance, including the liability component

of multiple peril package policies as computed by the superintendent,

less return premiums for the unused or unabsorbed portions of premium

deposits.

(e) "Personal injury liability insurance" means all forms of insurance

written under paragraph thirteen of subsection (a) of section one

thousand one hundred thirteen of this chapter, including the liability

component of multiple peril package policies.