N.Y. Insurance Law § 5907: Purchasing groups; exemption from certain laws

§ 5907. Purchasing groups; exemption from certain laws. A purchasing

group and its insurer shall be subject to all applicable laws of this

state, except that a purchasing group and its insurer shall be exempt,

in regard to liability insurance for the purchasing group and any of its

members, from any law that would:

(a) prohibit the establishment of a purchasing group;

(b) make it unlawful for an insurer to provide or offer to provide

liability insurance on a basis providing, to a purchasing group or its

members, advantages, based on their loss and expense experience, not

afforded to other persons with respect to rates, policy forms, coverages

or other matters;

(c) prohibit a purchasing group or its members from purchasing

liability insurance on a group basis described in subsection (b) of this

section;

(d) prohibit a purchasing group from obtaining liability insurance on

a group basis because the group has not been in existence for a minimum

period of time or because any member has not belonged to the group for a

minimum period of time;

(e) require that a purchasing group must have a minimum number of

members, common ownership or affiliation, or a certain legal form;

(f) require that a certain percentage of a purchasing group must

obtain liability insurance on a group basis; or

(g) otherwise discriminate against a purchasing group or any of its

members.