N.Y. Military Law § 313-a: Exercise of rights under this article not to affect certain future financial transactions

§ 313-a. Exercise of rights under this article not to affect certain

future financial transactions. Application by a person in military

service for, or receipt by a person in military service of, a stay,

postponement or suspension pursuant to the provisions of this article in

the payment of any tax, fine, penalty, insurance premium, or other civil

obligation or liability of that person shall not itself, without regard

to other considerations, provide the basis for any of the following:

1. A determination by any lender or other person that such person in

military service is unable to pay such civil obligation or liability in

accordance with its terms.

2. With respect to a credit transaction between a creditor and such

person in military service: (a) a denial or revocation of credit by the

creditor; (b) a change by the creditor in the terms of an existing

credit arrangement; or (c) a refusal by the creditor to grant credit to

such person in substantially the amount or on substantially the terms

requested.

3. An adverse report relating to the creditworthiness of such person

in military service by or to any person or entity engaged in the

practice of assembling or evaluating consumer credit information.

4. A refusal by an insurer to insure such person.