N.Y. Penal Law § 187.01: Limitation on prosecution

§ 187.01 Limitation on prosecution.

No individual who applies for a residential mortgage loan and intends

to occupy such residential property which such mortgage secures shall be

held liable under this article provided, however, any such individual

who acts as an accessory to an individual or entity in committing any

crime defined in this article may be charged as an accessory to such

crime.