N.Y. Penal Law § 190.05: Issuing a bad check

§ 190.05 Issuing a bad check.

A person is guilty of issuing a bad check when:

1. (a) As a drawer or representative drawer, he utters a check knowing

that he or his principal, as the case may be, does not then have

sufficient funds with the drawee to cover it, and (b) he intends or

believes at the time of utterance that payment will be refused by the

drawee upon presentation, and (c) payment is refused by the drawee upon

presentation; or

2. (a) He passes a check knowing that the drawer thereof does not then

have sufficient funds with the drawee to cover it, and (b) he intends or

believes at the time the check is passed that payment will be refused by

the drawee upon presentation, and (c) payment is refused by the drawee

upon presentation.

Issuing a bad check is a class B misdemeanor.