N.Y. Personal Property Law § 348: Transactions subject to article by agreement

§ 348. Transactions subject to article by agreement. Parties to a

motor vehicle lease agreement that is not a retail lease agreement, as

defined in subdivision five of section three hundred thirty-one of this

article, because the vehicle is not being leased by a natural person

primarily for personal, family or household use may agree in a writing

signed by them that the agreement is subject to this article. If the

parties so agree, the agreement is a retail lease agreement for the

purposes of this article.